💳 Bank of America · Visa

Alaska Airlines Visa Signature® Credit Card

Travel Benefits Guide 2026

$95
Annual Fee
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

📌 At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get — and what you don't — when you use the Alaska Airlines Visa Signature® Credit Card for travel.

✈️ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

🛂 Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

⏱️ Trip Delay Insurance

Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.

🚫 Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

🧳 Baggage Insurance

Lost/stolen/damaged baggage: Up to $0/person

Bank of America Visa Signature cardholders have some basic lost luggage protections. Verify current coverage terms at application.

Baggage delay coverage: not included.

🏥 Emergency Medical & Evacuation

Emergency assistance services available through Visa. No dedicated medical evacuation coverage.

🚗 Rental Car Insurance

Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: US and select international destinations.

Auto rental collision damage waiver. Secondary coverage — file with personal auto insurance first.

🌍 Foreign Transaction Fees

No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.

Rewards Structure

1x mile per $1
Base rate on all purchases

Point / Mile Values

  • Cash back / statement credit: ~1¢ per point
  • Travel portal redemption: ~1¢ per point
  • Transfer partners: Alaska Airlines Mileage Plan — transfer partners include American Airlines, British Airways, Cathay Pacific, Emirates, Finnair, Japan Airlines, and others

Pros & Cons for Travelers

👍 Pros

  • ✅ No foreign transaction fees — safe to use internationally
  • ✅ Rental car collision coverage (secondary)
  • ✅ Low annual fee ($95) relative to benefits

👎 Cons

  • ❌ No airport lounge access
  • ❌ No trip cancellation/interruption insurance
  • ❌ No trip delay insurance
  • ❌ No Global Entry or TSA PreCheck credit
  • ❌ No emergency medical evacuation coverage

🎯 Who Is This Card Best For?

Alaska Airlines flyers who value the annual companion fare and one of the most flexible airline mile programs

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