๐Ÿ’ณ American Express ยท Amex

American Express Green Card

Travel Benefits Guide 2026

$150
Annual Fee
โŒ
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the American Express Green Card for travel.

โœˆ๏ธ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 12+ hours, you're covered for up to $300/person in expenses.

Covers: meals, lodging, toiletries, medication, personal use items

Covered reasons include inclement weather, equipment failure, lost/stolen passport, terrorist action. Same as Amex Gold โ€” 12-hour trigger.

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $1,250/person

Checked bags: up to $500 | Carry-on: up to $1,250

High-risk items (jewelry, cameras, electronics) capped at $250 per person. Covers cardholder, spouse/domestic partner, and dependents under 23.

Baggage delay coverage: not included.

๐Ÿฅ Emergency Medical & Evacuation

Global Assist Hotline (24/7) for emergency assistance coordination while 100+ miles from home. Does NOT cover evacuation or medical treatment costs โ€” coordination assistance only.

๐Ÿš— Rental Car Insurance

Secondary coverage โ€” you must file with your personal auto insurance first, then this card covers the remainder.

Coverage amount: Up to $50,000

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Worldwide except Australia, Italy, New Zealand, and OFAC-sanctioned countries.

Secondary coverage โ€” file with personal auto insurance first.

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

1x Membership Rewards per $1
Base rate on all purchases
3x on travel purchases (flights, hotels, transit, tours)
Travel purchases
3x at restaurants worldwide
Dining
3x on transit (trains, buses, subways, taxis, rideshares)
transit

Point / Mile Values

  • Cash back / statement credit: ~0ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: varies (often 0.015-0.02+ with airline partners)

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Rental car collision coverage (secondary)
  • โœ… Trip delay coverage after 12+ hours
  • โœ… Access to Amex Membership Rewards โ€” 20+ airline/hotel transfer partners

๐Ÿ‘Ž Cons

  • โŒ No airport lounge access
  • โŒ No trip cancellation/interruption insurance
  • โŒ No Global Entry or TSA PreCheck credit
  • โŒ No emergency medical evacuation coverage

๐ŸŽฏ Who Is This Card Best For?

Budget-conscious travelers who want Membership Rewards points, CLEAR Plus coverage, and basic travel protections at a low fee

Planning a Trip? Let AI Build Your Itinerary

Tabiji creates personalized day-by-day travel itineraries โ€” free, in seconds.

Get a Free Itinerary โ†’