๐Ÿ’ณ Capital One ยท Visa Infinite

Capital One Venture X Rewards Credit Card

Travel Benefits Guide 2026

$395
Annual Fee
โœ…
Lounge Access
Primary
Rental Coverage
None
Foreign Tx Fee

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the Capital One Venture X Rewards Credit Card for travel.

โœˆ๏ธ Lounge Access

Network: Priority Pass Select

Guest policy: Up to 2 complimentary guests per visit ($35 fee per additional guest)

  • Capital One Lounges (DFW, DEN, IAD)

Unlimited Priority Pass visits worldwide (1,300+ lounges). First 2 guests complimentary at Priority Pass locations; $35/guest after. Capital One Lounge access included. Additional authorized cardholders also receive lounge access.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.

Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US โ€” worth every cent for international travelers.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.

Covers: meals, lodging, toiletries, essential items

Covers cardholder, spouse, and dependent children under 22. Must file within 30 days at eclaimsline.com or call 800-825-4062.

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Reimburses up to $2,000/person (max $2,000/trip) if you must cancel or cut short your trip.

Covered reasons: death, injury or illness of cardholder or immediate family member, financial insolvency of common carrier

IMPORTANT: Only covers airline/bus/train/ferry tickets โ€” does NOT cover prepaid tours or hotel reservations. Very limited covered reasons compared to Chase/Amex.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $3,000/person

Delayed baggage: Up to $500/person after 6+ hours. Covers essential items, toiletries, clothing.

๐Ÿฅ Emergency Medical & Evacuation

No dedicated emergency medical evacuation benefit. Visa Infinite provides some assistance services but does not cover evacuation costs.

๐Ÿš— Rental Car Insurance

โœ… Primary coverage โ€” this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ€“30/day.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Most countries worldwide.

Primary coverage โ€” Venture X is the only Capital One personal card with primary rental coverage (vs secondary for regular Venture).

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

2x miles per $1 on all purchases
Base rate on all purchases
10x miles on hotels and rental cars booked via Capital One Travel; 5x on flights via Capital One Travel
Travel purchases
2x miles (base rate)
Dining

Point / Mile Values

  • Cash back / statement credit: ~1ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: varies (often 0.01-0.015+ with transfer partners like Air Canada Aeroplan, Turkish Miles&Smiles, etc.)

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Airport lounge access (Priority Pass Select)
  • โœ… Primary rental car insurance โ€” skip the CDW at the counter
  • โœ… Trip cancellation coverage (up to $2,000/person)
  • โœ… Trip delay coverage after 6+ hours
  • โœ… $100 Global Entry/TSA PreCheck credit

๐Ÿ‘Ž Cons

  • โŒ No emergency medical evacuation coverage

๐ŸŽฏ Who Is This Card Best For?

Travelers seeking premium perks at a more accessible fee โ€” excellent lounge access, primary rental coverage, and 2x on everything

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