📌 At a Glance: Top Travel Perks
- No annual fee
- No foreign transaction fees
- 1.25x miles on all purchases (no category tracking needed)
- 5x miles on hotels and rental cars through Capital One Travel
- Transfer to 15+ airline and hotel partners
- Secondary rental car collision damage waiver (Visa Signature)
- Travel Accident Insurance (Visa Signature benefit)
- Miles can be used as statement credits for travel purchases at 1 cent per mile
Travel Benefits Breakdown
Here's exactly what you get — and what you don't — when you use the Capital One VentureOne Rewards Credit Card for travel.
✈️ Lounge Access
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
🛂 Global Entry / TSA PreCheck Credit
No Global Entry or TSA PreCheck credit on this card.
⏱️ Trip Delay Insurance
Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.
🚫 Trip Cancellation & Interruption
Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.
🧳 Baggage Insurance
No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.
🏥 Emergency Medical & Evacuation
No dedicated emergency medical evacuation benefit.
🚗 Rental Car Insurance
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide
Secondary auto rental collision damage waiver as a Visa Signature benefit.
🌍 Foreign Transaction Fees
✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Rewards Structure
1.25x miles per $1 on all purchases
Base rate on all purchases
5x miles on hotels and rental cars booked through Capital One Travel
Travel purchases
1.25x miles (same base rate)
Dining
5x miles on hotels and rental cars via Capital One Travel
1.25x miles on all other purchases
Point / Mile Values
- Cash back / statement credit: ~1¢ per point
- Travel portal redemption: ~1¢ per point
- Transfer partners: Transfer to 15+ airline and hotel partners at varying ratios. Airline partners include Air Canada Aeroplan, British Airways, Avianca, Turkish Airlines, Singapore Airlines, Wyndham, EVA Air, TAP Air Portugal. Transfers at 1:1 ratio to most partners.
Pros & Cons for Travelers
👍 Pros
- ✅ No foreign transaction fees — safe to use internationally
- ✅ Rental car collision coverage (secondary)
- ✅ No annual fee — keeps costs zero
👎 Cons
- ❌ No airport lounge access
- ❌ No trip cancellation/interruption insurance
- ❌ No trip delay insurance
- ❌ No Global Entry or TSA PreCheck credit
- ❌ No emergency medical evacuation coverage
🎯 Who Is This Card Best For?
No-fee travelers who want simplicity — earn flat 1.25x on everything, with the ability to transfer to Capital One's travel partners for higher value
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