💳 Citi · Mastercard
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Citi Strata Elite℠ Card for travel.
Network: Priority Pass Select (1,300+ lounges worldwide)
Guest policy: Up to 2 complimentary guests per visit
Complimentary Priority Pass Select membership. Four American Airlines Admirals Club passes per year (not full membership). Enrollment required for Priority Pass.
Get a $120 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, transportation, personal use items
Trip delay coverage when common carrier is delayed 6+ hours or overnight. Cardholder and immediate family members covered.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, injury, severe weather, jury duty
Trip cancellation and interruption coverage when travel is purchased with the card.
Lost/stolen/damaged baggage: Up to $3,000/person
Coverage for lost, stolen, or damaged baggage.
Baggage delay coverage: not included.
No dedicated emergency medical evacuation benefit.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide.
Secondary coverage. Decline the CDW at the rental counter.
✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Premium travelers who can leverage multiple annual credits to offset the $595 fee, especially those who frequent Admirals Clubs and book through the Citi travel portal
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