💳 Citi · Mastercard
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Citi Strata Premier® Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, transportation, personal use items
Coverage applies when common carrier is delayed 6+ hours or overnight. Cardholder and accompanying immediate family members covered.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, injury, severe weather, jury duty, traffic accident
Trip cancellation and trip interruption coverage up to $5,000 per person, $10,000 per trip when travel is purchased with the card.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
Coverage for lost, stolen, or damaged baggage when travel is purchased with the card.
Baggage delay coverage: not included.
No dedicated emergency medical evacuation benefit. Citi Strata Premier is a mid-tier travel card without emergency medical coverage.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide.
Secondary coverage. Decline the CDW at the rental counter. File with primary auto insurance first.
✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Everyday spenders who travel and want broad bonus categories with access to Citi ThankYou transfer partners at a $95 annual fee
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