💳 American Express · Amex
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the Hilton Honors American Express Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.
Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.
No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.
No emergency medical or evacuation benefit on this no-annual-fee card.
Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide (some restrictions apply).
Car Rental Loss and Damage Insurance applies as secondary coverage. Must decline rental company's CDW. Coverage amount subject to Amex benefit terms.
✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
Occasional Hilton guests who want to earn hotel points with no annual fee and enjoy Silver Elite status perks without any cost
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