💳 Chase · Visa Signature / Visa Platinum

Marriott Bonvoy Bold® Credit Card

Travel Benefits Guide 2026

Free
Annual Fee
Lounge Access
Secondary
Rental Coverage
None
Foreign Tx Fee

📌 At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get — and what you don't — when you use the Marriott Bonvoy Bold® Credit Card for travel.

✈️ Lounge Access

This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.

🛂 Global Entry / TSA PreCheck Credit

No Global Entry or TSA PreCheck credit on this card.

⏱️ Trip Delay Insurance

Not included on this card. If your flight is delayed, you'll pay out of pocket for meals and hotels.

🚫 Trip Cancellation & Interruption

Not included on this card. If you need to cancel a non-refundable trip, you won't be reimbursed through this card.

🧳 Baggage Insurance

No lost or delayed baggage coverage on this card. Airline compensation is your main recourse.

🏥 Emergency Medical & Evacuation

Travel and Emergency Assistance Services available as a basic benefit — provides referrals and coordination but does not cover costs.

🚗 Rental Car Insurance

Secondary coverage — you must file with your personal auto insurance first, then this card covers the remainder.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Most countries worldwide.

Auto Rental Collision Damage Waiver applies. Secondary coverage — file with personal auto insurance first. Must decline CDW at rental counter.

🌍 Foreign Transaction Fees

No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.

Rewards Structure

1x Marriott Bonvoy points per $1
Base rate on all purchases
3x on purchases at hotels participating in Marriott Bonvoy
Travel purchases
2x on grocery stores, internet/cable/phone services, streaming services, rideshare, select food delivery
Dining

Point / Mile Values

  • Cash back / statement credit: ~0¢ per point
  • Travel portal redemption: ~0¢ per point
  • Transfer partners: 0.7–1.2¢ per point; best redeemed for Marriott stays (aim for 0.8¢+)

Pros & Cons for Travelers

👍 Pros

  • ✅ No foreign transaction fees — safe to use internationally
  • ✅ Rental car collision coverage (secondary)
  • ✅ No annual fee — keeps costs zero

👎 Cons

  • ❌ No airport lounge access
  • ❌ No trip cancellation/interruption insurance
  • ❌ No trip delay insurance
  • ❌ No Global Entry or TSA PreCheck credit
  • ❌ No emergency medical evacuation coverage

🎯 Who Is This Card Best For?

Casual Marriott guests who want to earn hotel points with no annual fee — a starter card for building Marriott Bonvoy status without any cost

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