Southwest Rapid Rewards® Priority Credit Card

⏱️ Trip Delay Insurance

If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.

Covers: meals, lodging, toiletries, medication, other reasonable expenses

Delay must be 12+ hours or require overnight stay. Up to $500 per ticket.

Must book travel with this card. Keep all receipts for reimbursement.

🚫 Trip Cancellation & Interruption

Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.

Covered reasons: illness, severe weather, jury duty, other covered reasons

Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses.

🧳 Baggage Insurance

Lost/stolen/damaged baggage: Up to $3,000/person

Checked bags: up to $3,000 | Carry-on: up to $3,000

Up to $3,000 per passenger. High-value item sub-limit $500 per claim.

Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.

🏥 Emergency Medical & Evacuation

✅ Emergency evacuation coordination covered (transportation costs covered).

Travel and Emergency Assistance Services: 24/7 referral services for medical, legal, and emergency assistance. Does not cover costs.

🚗 Rental Car Insurance

✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Worldwide except certain excluded countries.

Primary auto rental CDW when you decline the rental company's collision coverage.

🌍 Foreign Transaction Fees

✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.