💳 Chase · Visa
Travel Benefits Guide 2026
Here's exactly what you get — and what you don't — when you use the United℠ Explorer Card for travel.
Network: United Club
2 complimentary United Club one-time passes per year (not full membership). Good for 1 visit each, not unlimited access.
Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck, NEXUS with this card.
Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US — worth every cent for international travelers.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, other reasonable expenses
Delay must be 12+ hours or require overnight stay. Up to $500 per ticket purchased on card.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $10,000/person (max $20,000/trip) if you must cancel or cut short your trip.
Covered reasons: illness, severe weather, jury duty, other covered reasons
Up to $10,000 per person and $20,000 per trip for prepaid, non-refundable expenses.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $3,000 | Carry-on: up to $3,000
Up to $3,000 per passenger per trip for lost, stolen, or damaged luggage. High-value items (jewelry, electronics) may be subject to $500 sub-limit.
Delayed baggage: Up to $0/person after 6+ hours. Covers clothing, toiletries, medication, personal items.
✅ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 legal, medical, and emergency referrals. Emergency evacuation coordinated but cardholder typically responsible for costs unless purchased separately.
✅ Primary coverage — this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10–30/day.
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Worldwide except certain countries excluded by Chase.
Auto Rental Collision Damage Waiver (CDW) — PRIMARY coverage when you decline the rental company's CDW. Covers up to actual cash value of vehicle.
✅ No foreign transaction fees — use this card internationally without paying an extra 2–3% on every purchase.
United loyalists who want free checked bags and priority boarding at a budget-friendly annual fee
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