๐Ÿ’ณ U.S. Bank ยท Visa Infinite

U.S. Bank Altitude Reserve Visa Infinite Card

Travel Benefits Guide 2026

$400
Annual Fee
โœ…
Lounge Access
Primary
Rental Coverage
None
Foreign Tx Fee
โš ๏ธ CLOSED TO NEW APPLICATIONS โ€” no longer accepting applications as of November 2024. Existing cardholders continue to hold card. Major negative changes went into effect December 15, 2025.

๐Ÿ“Œ At a Glance: Top Travel Perks

Travel Benefits Breakdown

Here's exactly what you get โ€” and what you don't โ€” when you use the U.S. Bank Altitude Reserve Visa Infinite Card for travel.

โœˆ๏ธ Lounge Access

Network: Priority Pass Select

8 complimentary visits per Priority Pass Select membership year (NOT per cardmember year). Guests count against the 8-visit allotment. After Dec 15, 2025 changes, benefits continue but verify current visit cap with U.S. Bank.

๐Ÿ›‚ Global Entry / TSA PreCheck Credit

Get a $100 statement credit every every 4 years when you pay for Global Entry, TSA PreCheck with this card.

Global Entry ($100) includes TSA PreCheck and lets you skip customs lines when returning to the US โ€” worth every cent for international travelers.

โฑ๏ธ Trip Delay Insurance

If your trip is delayed by 6+ hours, you're covered for up to $500/person in expenses.

Covers: meals, lodging, essential items

Must book travel with this card. Keep all receipts for reimbursement.

๐Ÿšซ Trip Cancellation & Interruption

Reimburses up to $2,000/person (max $2,000/trip) if you must cancel or cut short your trip.

Covered reasons: illness, injury, severe weather

Visa Infinite standard benefit. Verify exact amounts in current benefit guide.

๐Ÿงณ Baggage Insurance

Lost/stolen/damaged baggage: Up to $3,000/person

Delayed baggage: Up to $500/person after 6+ hours. Covers essential items, toiletries.

๐Ÿฅ Emergency Medical & Evacuation

โœ… Emergency evacuation coordination covered (transportation costs covered).

Visa Infinite Emergency Evacuation and Transportation benefit. Covers medical evacuation transport. Does NOT cover actual medical treatment costs.

๐Ÿš— Rental Car Insurance

โœ… Primary coverage โ€” this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ€“30/day.

Coverage amount: Up to $75,000

Covers: collision damage, theft

Excludes: liability, personal injury

Eligible countries: Worldwide. Visa Infinite standard benefit.

Visa Infinite Car Rental Privileges. Primary coverage is a key benefit for travelers.

๐ŸŒ Foreign Transaction Fees

โœ… No foreign transaction fees โ€” use this card internationally without paying an extra 2โ€“3% on every purchase.

๐Ÿ’ฐ Annual Credits & Perks

Rewards Structure

1x points per $1
Base rate on all purchases
10x on hotels and car rentals in US Bank Travel Center; 5x on flights via US Bank Travel Center; 3x on eligible travel purchases
Travel purchases
3x via mobile wallet (Apple Pay, Google Pay, Samsung Pay)
Dining
3x (capped at $5,000/billing cycle post Dec 2025)
mobile wallet purchases

Point / Mile Values

  • Cash back / statement credit: ~1ยข per point
  • Travel portal redemption: ~1ยข per point
  • Transfer partners: No transfer partners โ€” points redeemable only through US Bank or for cash

Pros & Cons for Travelers

๐Ÿ‘ Pros

  • โœ… No foreign transaction fees โ€” safe to use internationally
  • โœ… Airport lounge access (Priority Pass Select)
  • โœ… Primary rental car insurance โ€” skip the CDW at the counter
  • โœ… Trip cancellation coverage (up to $2,000/person)
  • โœ… Trip delay coverage after 6+ hours
  • โœ… $100 Global Entry/TSA PreCheck credit

๐Ÿ‘Ž Cons

  • โŒ Card closed to new applications as of November 2024
  • โŒ $325 travel credit now restricted to US Bank Travel Center only

๐ŸŽฏ Who Is This Card Best For?

Mobile wallet power users who want primary rental coverage and lounge access โ€” note card is closed to new applications

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