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Travel Benefits Guide 2026
Here's exactly what you get โ and what you don't โ when you use the The World of Hyatt Credit Card for travel.
This card does not include airport lounge access. Consider upgrading to a premium card or purchasing a Priority Pass membership separately.
No Global Entry or TSA PreCheck credit on this card.
If your trip is delayed by 12+ hours, you're covered for up to $500/person in expenses.
Covers: meals, lodging, toiletries, medication, personal use items
Up to $500 per ticket for delays of 12+ hours or delays requiring an overnight stay. Must book travel with this card.
Must book travel with this card. Keep all receipts for reimbursement.
Reimburses up to $5,000/person (max $10,000/trip) if you must cancel or cut short your trip.
Covered reasons: accidental bodily injury, illness, severe weather, jury duty, change in military orders
Covers non-refundable prepaid travel expenses. Maximum $10,000 per trip, $20,000 per account per 12 months.
Lost/stolen/damaged baggage: Up to $3,000/person
Checked bags: up to $2,000 | Carry-on: up to $3,000
High-risk items (electronics, jewelry) limited to $500 per item.
Delayed baggage: Up to $100/person after 6+ hours. Covers clothing, toiletries, other personal items.
โ Emergency evacuation coordination covered (transportation costs covered).
Travel and Emergency Assistance Services: 24/7 referral coordination for medical emergencies, legal assistance, and evacuation. Actual costs of transportation and services are cardholder's responsibility.
โ Primary coverage โ this means you do NOT need to file with your personal auto insurance first. You can decline the collision damage waiver (CDW) at the counter and save $10โ30/day.
Coverage amount: Up to $75,000
Covers: collision damage, theft
Excludes: liability, personal injury
Eligible countries: Most countries worldwide (some exclusions apply).
Primary rental car coverage โ no need to file with personal auto insurance first. Save $10โ30/day by declining the CDW at the counter. Covers vehicles up to 31 consecutive days.
โ No foreign transaction fees โ use this card internationally without paying an extra 2โ3% on every purchase.
Hyatt loyalists who want Discoverist status, free anniversary nights, and primary rental car coverage โ World of Hyatt points are among the most valuable hotel points available
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