Does your US health insurance cover you abroad? It depends on your carrier — and your specific plan. We researched the top 15 carriers so you don't have to dig through plan documents.
Most Americans assume their health insurance covers them when they travel internationally. It usually doesn't — at least not the way you'd expect. Coverage varies wildly between carriers, plan types (PPO vs HMO), and even specific employer groups.
An emergency room visit abroad can cost $5,000-$50,000+. Medical evacuation can run $50,000-$250,000. Knowing what your carrier covers before you leave is not optional — it's essential.
Select your carrier below to see exactly what you need to know.
Insurance information is compiled from official carrier websites, plan documents, and verified consumer resources. Coverage details are general carrier-level information and may not reflect your specific plan. Always verify coverage with your insurance carrier before traveling internationally.