💳 Credit Card Travel Benefits Compared

Find the right card for your trips — lounge access, trip insurance, rental car coverage, and rewards, all in one place.

Why credit card travel benefits matter: The right card can save you hundreds of dollars per trip. Primary rental car insurance alone saves $10–30/day at the counter. Trip cancellation coverage can reimburse thousands if you need to cancel. And lounge access turns a 2-hour layover into something almost enjoyable. This guide covers all major travel benefits for 10 popular cards so you can make an informed choice.
All Cards
Filter by annual fee:
  • ❌ No lounge access
  • ❌ No rental car insurance
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American Express · Amex
$325/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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American Express · Amex
$150/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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American Express · Amex
$895/yr
  • ✈️ Lounge access (Amex Global Lounge Collection (1,550+ lounges in 140 countries))
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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Capital One · Visa Infinite
$395/yr
  • ✈️ Lounge access (Priority Pass Select)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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Capital One · Visa Signature
$95/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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Chase · Visa Signature
$95/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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Chase · Visa Infinite
$795/yr
  • ✈️ Lounge access (Priority Pass Select)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($120)
  • 🌍 No foreign transaction fees
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  • ✈️ Lounge access (Admirals Club)
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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Citi Prestige Card Closed to new apps
Citi · Mastercard
$495/yr
  • ✈️ Lounge access (Priority Pass Select)
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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American Express · Amex
$150/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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American Express · Amex
$350/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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American Express · Amex
$650/yr
  • ✈️ Lounge access (Delta Sky Club + Amex Centurion Lounges)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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Discover · Discover
Free
  • ❌ No lounge access
  • ❌ No rental car insurance
  • 🌍 No foreign transaction fees
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American Express · Amex
Free
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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American Express · Amex
$550/yr
  • ✈️ Lounge access (Priority Pass Select (1,300+ airport lounges worldwide))
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
American Express · Amex
$150/yr
  • ✈️ Lounge access (Priority Pass Select (1,300+ airport lounges worldwide))
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
View full benefits →
Chase · Mastercard
$99/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
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Chase · Mastercard
Free
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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Chase · Visa Signature / Visa Platinum
Free
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🌍 No foreign transaction fees
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Chase · Visa Signature
$95/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
American Express · Amex
$650/yr
  • ✈️ Lounge access (Priority Pass Select (1,300+ airport lounges worldwide))
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
American Express · Amex
$125/yr
  • ❌ No lounge access
  • 🚗 Secondary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
  • ❌ No lounge access
  • 🚗 Primary rental car insurance
View full benefits →
  • ❌ No lounge access
  • 🚗 Primary rental car insurance
  • 🌍 No foreign transaction fees
View full benefits →
Chase · Visa
$525/yr
  • ✈️ Lounge access (United Club + Star Alliance)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
Chase · Visa
$95/yr
  • ✈️ Lounge access (United Club)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
U.S. Bank · Visa Infinite
$400/yr
  • ✈️ Lounge access (Priority Pass Select)
  • 🚗 Primary rental car insurance
  • 🛂 Global Entry/TSA PreCheck credit ($100)
  • 🌍 No foreign transaction fees
View full benefits →
Chase · Visa Signature
$95/yr
  • ❌ No lounge access
  • 🚗 Primary rental car insurance
  • 🌍 No foreign transaction fees
View full benefits →
Quick Comparison Table
Card Annual Fee Lounge Rental Car Trip Cancel No FX Fee Global Entry
American Airlines AAdvantage® MileUp® CardFree
American Express Gold Card$325Secondary
American Express Green Card$150Secondary
The Platinum Card from American Express$895Secondary$100
Capital One Venture X Rewards Credit Card$395Primary$100
Capital One Venture Rewards Credit Card$95Secondary$100
Chase Sapphire Preferred Card$95Secondary
Chase Sapphire Reserve$795Primary$120
Citi® / AAdvantage® Executive World Elite Mastercard®$595Secondary$100
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®$99Secondary
Citi Prestige Card$495Secondary$100
Delta SkyMiles® Gold American Express Card$150Secondary$100
Delta SkyMiles® Platinum American Express Card$350Secondary$100
Delta SkyMiles® Reserve American Express Card$650Primary$100
Discover it MilesFree
Hilton Honors American Express CardFreeSecondary
Hilton Honors American Express Aspire Card$550Secondary$100
Hilton Honors American Express Surpass® Card$150Secondary
IHG One Rewards Premier Credit Card$99Secondary$100
IHG One Rewards Traveler Credit CardFreeSecondary
Marriott Bonvoy Bold® Credit CardFreeSecondary
Marriott Bonvoy Boundless® Credit Card$95Secondary$100
Marriott Bonvoy Brilliant® American Express® Card$650Secondary$100
Marriott Bonvoy Business® American Express® Card$125Secondary$100
Southwest Rapid Rewards® Plus Credit Card$69Primary
Southwest Rapid Rewards® Priority Credit Card$149Primary
United Club℠ Infinite Card$525Primary$100
United℠ Explorer Card$95Primary$100
U.S. Bank Altitude Reserve Visa Infinite Card$400Primary$100
The World of Hyatt Credit Card$95Primary

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