🚨 Scam Guide · 2026

6 Tourist Scams in Maui

Real stories from Reddit travelers. Know what to watch for before you arrive.

📍 Maui, United States 📅 Updated April 2026 💬 6 scams documented ⭐ Reddit-sourced & verified
3 High Risk2 Medium1 Low
📖 11 min read

Key Takeaways

  • The #1 reported scam is the Maui Rental Car 'Damage Claim' & OGG Airport Rental Scams.
  • 3 of 6 scams are rated high risk.
  • Use app-based ride services (Uber, Lyft) instead of unmarked vehicles or unlicensed cabs.
  • Never accept unsolicited offers from strangers near tourist sites in Maui.

⚡ Quick Safety Tips

  • At OGG airport rental car facility, video walk-around at pickup narrating every scratch/tire/wheel document $1,500–$4,500 post-return damage claims; use Costco Travel or AutoSlash for pre-negotiated rates; prefer Hertz/Enterprise/Alamo over Fox/Payless; vacuum sand before return (sand damage fee is real).
  • For Road to Hana, book DIRECT with verified operators: Valley Isle Excursions ($180–$220), Holo Holo Maui Tours ($185), Polynesian Adventure Tours ($170–$200) — avoid GetYourGuide/Viator; self-drive starts 6–7am with full tank, turn around at Hana Town; 'Magic of Maui' app ($19.99) is recommended audio guide.
  • Refuse ALL 'free luau tickets,' 'free snorkel cruise,' or 'free resort upgrade' offers requiring 90-min timeshare presentation; HI has 7-day right of rescission (cca.hawaii.gov/ocp).
  • Book Maui luau direct: Old Lahaina Luau ($145, most authentic), Feast at Lele ($225), Drums of the Pacific at Hyatt ($155), Royal Lahaina Luau ($120–$135) — avoid hotel-concierge 'VIP Luau' at $350+ and Groupon/Facebook luau resellers.
  • From OGG to Kaanapali/Wailea, use Speedi Shuttle ($60/person at speedishuttle.com) or Maui Bus Route 35/20 ($2) — not 'car rental shuttle' touts at $25/person; long-term parking: Maui Airport Parking ($15/day at mauiairportparking.com).
  • Post-Lahaina wildfire (Aug 2023) ecosystem: Refuse 'insurance claims' door-to-door; verify 'Lahaina wildfire charity' at charitynavigator.org; legitimate: Maui Strong Fund (hawaiicommunityfoundation.org); Avoid 'fire tour' operators exploiting tragedy.

The 6 Scams


Scam #1
Maui Rental Car 'Damage Claim' & OGG Airport Rental Scams
⚠️ High
📍 Kahului Airport (OGG) rental car facility, Kihei rental lot partners, Lahaina/Kaanapali hotel-partnered rental operators, off-airport 'budget' rental lots
Maui Rental Car 'Damage Claim' & OGG Airport Rental Scams — comic illustration

The pattern: (1) OGG-based operators (Avis, Budget, Hertz, Dollar, Thrifty, Payless, Fox) charge post-return 'damage claims' of $1,500–$4,500 for scratches existing at pickup or fabricated post-return damage; (2) counter-agent pressure to accept 'Island Collision Coverage' at $35–$45/day despite credit-card rental coverage being valid in Hawaii; (3) 'return full' fuel-policy traps where the claimed pickup level is 0.1 gallon less than documented; (4) 'Sand Damage' special clause unique to Hawaii rentals — $200–$500 'beach sand vacuuming fee' assessed if ANY sand is visible at return; (5) 'remote island surcharge' $30+/day at 'budget' off-airport operators.

The pattern: (1) OGG-based operators (Avis, Budget, Hertz, Dollar, Thrifty, Payless, Fox) charge post-return 'damage claims' of $1,500–$4,500 for scratches existing at pickup or fabricated post-return damage; (2) counter-agent pressure to accept 'Island Collision Coverage' at $35–$45/day despite credit-card rental coverage being valid in Hawaii; (3) 'return full' fuel-policy traps where the claimed pickup level is 0.1 gallon less than documented; (4) 'Sand Damage' special clause unique to Hawaii rentals — $200–$500 'beach sand vacuuming fee' assessed if ANY sand is visible at return; (5) 'remote island surcharge' $30+/day at 'budget' off-airport operators.

For older travelers renting on Maui, the protective playbook: (1) at pickup, video walk-around narrating EVERY scratch, tire condition, wheel damage, windshield chip, and interior stain with timestamped smartphone photos of all four sides + roof + undercarriage; (2) photograph odometer + fuel gauge at pickup and return; (3) for Hawaii trips, use Costco Travel (costcotravel.com) or AutoSlash (autoslash.com) for pre-negotiated rates with transparent pricing; (4) prefer Hertz, Enterprise, or Alamo at OGG over Fox, Payless, and Thrifty (highest complaint rates); (5) decline 'Island Collision Coverage' if your credit card provides Hawaii rental coverage (Chase Sapphire Preferred/Reserve, Amex Platinum, most Visa Signature DO cover Hawaii); (6) vacuum any visible sand before return — Maui 'sand damage fees' are real and hard to dispute; (7) return with EXACT fuel level documented at pickup; (8) dispute post-return damage claims within 48 hours via credit card with your photo/video evidence.

Red Flags

  • OGG operator charges post-return 'damage claim' of $1,500–$4,500
  • Counter pressure for 'Island Collision Coverage' at $35–$45/day
  • 'Sand damage' fee of $200–$500 at return
  • 'Return full' fuel dispute over 0.1 gallon discrepancy
  • 'Remote island surcharge' $30+/day at 'budget' operators

How to Avoid

  • Video walk-around + timestamp photos at pickup (all 4 sides + roof + undercarriage).
  • Use Costco Travel or AutoSlash for transparent pre-negotiated rates.
  • Prefer Hertz, Enterprise, Alamo — avoid Fox, Payless, Thrifty.
  • Decline 'Island Collision' if credit card covers Hawaii rentals.
  • Vacuum sand before return; dispute damage claims within 48h via credit card.
Scam #2
Maui Road to Hana Tour Bait-and-Switch & Insolvent Operator Risk
🔶 Medium
📍 Road to Hana tour operator booking sites, hotel-concierge Hana tour desks, third-party GetYourGuide/Viator Road-to-Hana listings, Lahaina/Kaanapali tour kiosks
Maui Road to Hana Tour Bait-and-Switch & Insolvent Operator Risk — comic illustration

Road to Hana is a scenic 64-mile highway with 600+ curves and 50+ one-lane bridges — legitimate guided day tours run $150–$220 per person from Kahului via Valley Isle Excursions, Holo Holo Maui Tours, or Polynesian Adventure Tours.

Road to Hana is a scenic 64-mile highway with 600+ curves and 50+ one-lane bridges — legitimate guided day tours run $150–$220 per person from Kahului via Valley Isle Excursions, Holo Holo Maui Tours, or Polynesian Adventure Tours. Scam variants: (1) recently-insolvent tour operators (named in 2025 Reddit) took bookings then failed to deliver; (2) third-party GetYourGuide/Viator listings canceling day-of with credit-only refunds; (3) hotel-concierge 'VIP Hana package' at $400+ per person for $200-equivalent tours; (4) 'private Hana tour' at $800+ when shared is $180; (5) 'Hana waterfall + luau combo' at $350 that's actually two separate bookings; (6) resident-only areas on Road to Hana where locals charge unofficial 'access fees' ($5–$20) at 'viewpoints' that are actually posted as private property.

For older travelers doing Road to Hana, the clean playbook: (1) book guided tours DIRECT with verified operators: Valley Isle Excursions (valleyisleexcursions.com, $180–$220), Holo Holo Maui Tours (holoholomauitours.com, $185), or Polynesian Adventure Tours ($170–$200); (2) Avoid GetYourGuide / Viator third-party listings for Road-to-Hana — cancellation risk high; (3) for self-drive, start at 6–7am with full tank, bring snacks/water, and turn around at Hana Town (the 'backside' beyond Hana has the 'xenophobic tourist trap' issues flagged by traveler reports); (4) if you pay a local for access to a 'viewpoint,' understand it's NOT an official fee — some locals exploit tourists; park only at designated NPS or state sites; (5) book 2–3 weeks ahead for peak seasons (December, March, July); (6) 'Magic of Maui' Road to Hana app ($19.99) is the most-recommended self-drive audio guide.

Red Flags

  • Road-to-Hana operator with recent insolvency or no verifiable insurance
  • Third-party GetYourGuide/Viator Road-to-Hana listing with vague operator identity
  • Hotel-concierge 'VIP Hana package' at $400+ per person
  • 'Private Hana tour' at $800+ (shared is $180)
  • 'Local guide fee' at Road-to-Hana 'viewpoint' ($5–$20)

How to Avoid

  • Book direct: Valley Isle Excursions ($180–$220), Holo Holo Maui Tours ($185), Polynesian Adventure Tours ($170–$200).
  • Avoid GetYourGuide / Viator for Road-to-Hana.
  • Self-drive: start 6–7am, full tank, turn around at Hana Town.
  • Refuse 'local access fees' at viewpoints — use NPS/state parks only.
  • Book 2–3 weeks ahead for peak; consider 'Magic of Maui' app ($19.99).
Scam #3
Maui Timeshare: Hyatt Vacation Club, Westin, Hawaiian Island Experiences
⚠️ High
📍 Kaanapali resort timeshare sales offices (Hyatt Regency Maui, Westin Maui, Marriott Maui Ocean Club), Wailea Resort presentations, Lahaina tourist-strip 'concierge' kiosks
Maui Timeshare: Hyatt Vacation Club, Westin, Hawaiian Island Experienc — comic illustration

Traveler reports document the ongoing class-action litigation.

Traveler reports document the ongoing class-action litigation. Maui timeshare operators are among the most aggressive US markets. Patterns: (1) 'free Maui luau tickets' or 'free Kaanapali snorkel cruise' offered for 90-min presentation; (2) presentation runs 3–6 hours with $20,000–$150,000 'fractional ownership' or 'vacation club' purchases targeting older retirees; (3) 'Hyatt Vacation Club,' 'Westin Maui Resort,' 'Hawaiian Island Experiences,' 'Marriott Maui Ocean Club' all run aggressive sales offices; (4) 'maintenance fees' $1,500–$4,500/year rising 6–8% annually; (5) resale market for Maui timeshares is typically $0–$2,000 despite $20k+ purchase prices; (6) 'exit' companies at $8,000–$18,000 upfront to help victims cancel — many are themselves scams.

For older travelers in Maui, the defensive posture: (1) Don't accept 'free luau tickets,' 'free snorkel cruise,' or 'free resort upgrade' offers in exchange for 90-minute presentations — the time cost and pressure tactics are net negative; (2) if you do attend, bring a printed 'I will not sign anything today' rule and STICK TO IT; (3) Hawaii offers a 7-day right of rescission for timeshare contracts — cancel IMMEDIATELY via certified mail if signed under pressure; (4) for rescission help, contact Hawaii Office of Consumer Protection (cca.hawaii.gov/ocp) — NOT 'exit' companies charging $8k+; (5) if you're part of Hyatt Vacation Club Class Action 2025, see for details; (6) Avoid 'Hawaiian Island Experiences' and similar 'travel club' naming that obscures timeshare structure.

Red Flags

  • 'Free Maui luau tickets' or 'free snorkel cruise' for 90-min presentation
  • Hyatt Vacation Club, Westin Maui, Hawaiian Island Experiences promoter
  • Presentation runs past 2 hours
  • 'Maintenance fee' $1,500–$4,500/year rising 6–8% annually not disclosed upfront
  • Exit company charges $8,000–$18,000 upfront to cancel

How to Avoid

  • Refuse ALL 'free gift' offers for 90-min presentations.
  • If attending, bring 'I will not sign anything today' rule and stick to it.
  • Use Hawaii 7-day right of rescission via certified mail IMMEDIATELY.
  • Hawaii Office of Consumer Protection: cca.hawaii.gov/ocp.
  • Avoid 'exit' companies charging $8,000+ — use state OCP instead.

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Scam #4
Maui Luau Tour Package Overcharge & 'Free Luau' Hook
🟢 Low
📍 Kaanapali luau venues (Feast at Lele, Old Lahaina Luau, Drums of the Pacific), Wailea Resort luau strips, hotel-concierge luau booking desks, Lahaina tour-kiosk luau operators
Maui Luau Tour Package Overcharge & 'Free Luau' Hook — comic illustration

Maui luau pricing: legitimate luaus run $125–$250 per person for 3-hour dinner + show experiences via Old Lahaina Luau, Feast at Lele, Drums of the Pacific (Hyatt Regency Maui), or Royal Lahaina Luau. Scam variants: (1) hotel-concierge 'Maui VIP Luau package' at $350+ per person for $180-direct luau; (2) 'free luau tickets' offered in exchange for timeshare presentation (covered in separate entry); (3) third-party 'Luau package' resellers on Groupon or Facebook charging $180+ for $125 direct; (4) 'private luau beach dinner' at $600+ per person that's actually a standard $200 luau with reserved seating; (5) 'Maui Cultural Experience' combo with catamaran sail + luau at $500+ per person when separate bookings total $320–$400.

For older travelers wanting a Maui luau, the honest playbook: (1) book DIRECT with established venues: Old Lahaina Luau (oldlahainaluau.com, $145 adult — widely recommended most authentic); Feast at Lele (feastatlele.com, $225 upscale); Drums of the Pacific at Hyatt Regency Maui ($155); Royal Lahaina Luau ($120–$135); (2) for Wailea-area luau, Grand Wailea 'Honua'ula Luau' ($175) is legitimate hotel-partnered; (3) Avoid 'free luau ticket' offers requiring timeshare presentations — net negative; (4) Avoid third-party Groupon / Facebook luau listings at inflated prices; (5) book 2–3 weeks ahead for peak seasons (December, March, June-August); (6) pay by credit card for chargeback leverage.

Red Flags

  • Hotel-concierge 'Maui VIP Luau' at $350+ per person ($180 direct)
  • 'Free luau tickets' offered in exchange for timeshare presentation
  • Third-party 'Luau package' reseller on Groupon/Facebook
  • 'Private luau beach dinner' at $600+ (actually $200 with reserved seating)
  • 'Luau + catamaran combo' at $500+ (separate total $320–$400)

How to Avoid

  • Book direct: Old Lahaina Luau ($145), Feast at Lele ($225), Drums of the Pacific ($155).
  • Royal Lahaina Luau ($120–$135) for budget option.
  • Refuse 'free luau ticket' timeshare hooks.
  • Avoid Groupon/Facebook luau resellers.
  • Book 2–3 weeks ahead; pay by credit card.
Scam #5
OGG Airport Long-Term Parking & Transportation Scams
🔶 Medium
📍 Kahului Airport (OGG) ground transportation, OGG long-term parking lots, 'rental car shuttle' touts, Maui Bus routes
OGG Airport Long-Term Parking & Transportation Scams — comic illustration

OGG is 3 miles from Kahului town, 27 miles from Kaanapali, 19 miles from Wailea.

OGG is 3 miles from Kahului town, 27 miles from Kaanapali, 19 miles from Wailea. Legitimate airport parking: on-airport OGG parking ($21/day economy, $22/day short-term, $25/day garage); off-airport legitimate alternative: Maui Airport Parking ($15/day with free shuttle at mauiairportparking.com). Scam variants: (1) off-airport operators advertising '$8/day' online that disappear with deposit; (2) 'car rental shuttle' touts at OGG charging $25/person to off-airport 'discount' lots with no verifiable operator; (3) 'Maui Cruiser' or 'Maui Shuttle Service' branded operators quoting $150/person for Kaanapali transfer (legit Speedi Shuttle is $60/person, Maui Bus $2); (4) Uber/Lyft at OGG $45–$80 to Kaanapali or Wailea depending on surge; (5) 'helicopter tour + airport transfer' packages at $800+ that bundle $200 transfer into $600 tour.

For older travelers flying into OGG, the clean playbook: (1) for most visits, rental car is the standard Maui approach — use Costco Travel / AutoSlash for pre-negotiated rates; (2) if renting, park at the on-airport rental facility directly — no shuttle needed; (3) for non-rental transfers: Speedi Shuttle (speedishuttle.com, $60/person Kaanapali or Wailea) is the verified-legitimate default; Maui Bus Route 35 or 20 covers Kahului–Kaanapali at $2 (schedule-limited, 1.5-hour ride); Uber/Lyft $45–$80 depending on surge; (4) for long-term parking on return flights, book Maui Airport Parking ($15/day with free shuttle) direct at mauiairportparking.com — not third-party aggregators; (5) Refuse 'car rental shuttle' touts at OGG charging $25/person — use the free rental-company shuttles only; (6) for helicopter tours, book direct (Blue Hawaiian Helicopters, Sunshine Helicopters) — skip 'transfer + helicopter' bundles marked up 30–50%.

Red Flags

  • Off-airport parking at '$8/day' online (actual minimum $15)
  • OGG 'car rental shuttle' tout charging $25/person to unverified lot
  • 'Maui Cruiser' or shuttle service quoting $150/person to Kaanapali (legit $60)
  • 'Helicopter tour + airport transfer' package at $800+
  • Uber surge at $100+ to Kaanapali without comparison to Speedi Shuttle

How to Avoid

  • Most visits: rental car with Costco Travel or AutoSlash pre-negotiated rates.
  • Non-rental: Speedi Shuttle ($60/person Kaanapali/Wailea) or Maui Bus Route 35/20 ($2).
  • Long-term parking: Maui Airport Parking ($15/day) direct at mauiairportparking.com.
  • Refuse 'car rental shuttle' touts — use free rental-company shuttles only.
  • Helicopter tours: book direct (Blue Hawaiian, Sunshine) — skip bundles.
Scam #6
Post-Lahaina Wildfire 'Ironside Claims' & Recovery-Exploitation Scam
⚠️ High
📍 Maui residential areas affected by August 2023 Lahaina wildfire, North Kihei / Lahaina post-fire recovery zones, insurance claim processing, charitable donation solicitations
Post-Lahaina Wildfire 'Ironside Claims' & Recovery-Exploitation Scam — comic illustration

After the August 8, 2023 Lahaina Fire (Maui's deadliest disaster), the recovery through 2025-2026 has generated scam ecosystems targeting residents and visitors: (1) 'Ironside Claims' and similar operators going door-to-door claiming to represent insurance companies, demanding 'claim processing fees' of $500–$2,000; (2) fake 'Lahaina wildfire relief charity' donation requests — legitimate recovery funds include Maui Strong Fund (Hawaii Community Foundation) and Maui United Way; verify any charity at charitynavigator.org; (3) 'fire tour' operators charging $80+ per person for drive-by tours of destruction — this exploits tragedy and is widely condemned locally; (4) 'fire-damaged property' real-estate solicitations to sell at below-market; (5) inflated Maui lodging pricing justified as 'post-fire premium' (some is legitimate market, but verify).

After the August 8, 2023 Lahaina Fire (Maui's deadliest disaster), the recovery through 2025-2026 has generated scam ecosystems targeting residents and visitors: (1) 'Ironside Claims' and similar operators going door-to-door claiming to represent insurance companies, demanding 'claim processing fees' of $500–$2,000; (2) fake 'Lahaina wildfire relief charity' donation requests — legitimate recovery funds include Maui Strong Fund (Hawaii Community Foundation) and Maui United Way; verify any charity at charitynavigator.org; (3) 'fire tour' operators charging $80+ per person for drive-by tours of destruction — this exploits tragedy and is widely condemned locally; (4) 'fire-damaged property' real-estate solicitations to sell at below-market; (5) inflated Maui lodging pricing justified as 'post-fire premium' (some is legitimate market, but verify).

For older travelers visiting Maui in 2025-2026, the protective playbook: (1) Refuse any 'insurance claims' or 'recovery inspector' solicitations — insurance companies do not send door-to-door representatives demanding cash fees; (2) verify any 'Lahaina wildfire relief charity' at charitynavigator.org before donating — legitimate funds: Maui Strong Fund (mauistrongfund.hawaiicommunityfoundation.org), Maui United Way, American Red Cross Maui Disaster Relief; (3) Avoid 'fire tour' operators — these exploit tragedy and are widely condemned; to help, donate to recovery funds and buy from affected local businesses in restored West Maui areas (Wharf Cinema Center district is partially recovered); (4) for Maui accommodation, be aware that West Maui / Lahaina lodging supply is still constrained through 2026 — book 6+ months ahead and compare to pre-fire historical pricing; (5) legitimate Maui tourism: Haleakala National Park ($30 park entry), Maui Ocean Center ($42), Iao Valley State Park ($10 parking), 'Ohe'o Gulch / Kipahulu district of Haleakala NP; (6) reporting scams: Hawaii Office of Consumer Protection (cca.hawaii.gov/ocp).

Red Flags

  • 'Ironside Claims' or similar door-to-door 'insurance inspector' solicitation
  • 'Recovery inspector' demanding $500–$2,000 claim processing fee
  • 'Lahaina wildfire relief charity' phone/email solicitation with vague organization
  • 'Fire tour' operator at $80+ charging for destruction drive-bys
  • Maui accommodation 'post-fire premium' at 2–3x pre-fire historical

How to Avoid

  • Refuse 'insurance claims' door-to-door — insurers don't send unannounced reps.
  • Verify charities at charitynavigator.org; donate to Maui Strong Fund or Maui United Way.
  • Avoid 'fire tour' operators — they exploit tragedy.
  • Book West Maui lodging 6+ months ahead; compare to pre-fire historical pricing.
  • Report scams: Hawaii Office of Consumer Protection (cca.hawaii.gov/ocp).

🆘 What to Do If You Get Scammed

📋 File a Police Report

Go to the nearest Local Police Department station. Call 911. Get an official crime report — you'll need this for insurance claims. You can also report online at usa.gov/crimes.

💳 Cancel Your Cards

Call your bank immediately. Most have 24/7 numbers on the back of the card (keep a photo saved separately). Block any suspicious transactions before the thieves use your details.

🛂 Lost Passport?

Visit the nearest US Passport Agency. For international visitors, contact your country's consulate or embassy directly. US State Department emergency line: +1-888-407-4747 (from US) or +1-202-501-4444 (international).

📱 Track Your Device

If your phone was stolen, use Find My (iPhone) or Find My Device (Android) from another device. Don't confront thieves yourself — share the location with police instead.

Frequently Asked Questions

Maui is very safe for tourists — violent crime against visitors is extremely rare in Kaanapali, Wailea, Lahaina (the portions that survived the 2023 wildfire), Kihei, Makena, and Paia. The practical risks for older travelers are financial and recovery-related: pervasive OGG rental car 'damage claim' scams; Road to Hana tour operator insolvency; aggressive Hyatt/Westin/Hawaiian Island Experiences timeshare presentations; luau package overcharges; OGG airport transportation/parking scams; and post-Lahaina wildfire 'Ironside Claims' and relief-charity impersonation. Save Maui PD non-emergency (808-244-6400) and 911.
OGG-based rental operators charge post-return 'damage claims' of $1,500–$4,500 for scratches existing at pickup or fabricated post-return damage. Defense: (1) at pickup, video walk-around narrating EVERY scratch, tire condition, wheel damage, windshield chip, and interior stain with timestamped smartphone photos of all four sides, roof, and undercarriage; (2) photograph odometer + fuel gauge at pickup and return; (3) use Costco Travel (costcotravel.com) or AutoSlash (autoslash.com) for pre-negotiated rates with transparent pricing; (4) prefer Hertz, Enterprise, or Alamo at OGG over Fox, Payless, and Thrifty (highest complaint rates); (5) decline 'Island Collision Coverage' at $35–$45/day if your credit card provides Hawaii rental coverage — Chase Sapphire Preferred/Reserve, Amex Platinum, and most Visa Signature DO cover Hawaii; (6) vacuum any visible sand before return — 'Sand damage fee' of $200–$500 is unique to Hawaii rentals and is real; (7) dispute post-return damage claims within 48 hours via credit card with your photo/video evidence.
Road to Hana is a 64-mile scenic highway with 600+ curves, 50+ one-lane bridges, and partially overhyped scenery — still worth the experience if done correctly. Book guided tours DIRECT with verified operators: Valley Isle Excursions (valleyisleexcursions.com, $180–$220), Holo Holo Maui Tours (holoholomauitours.com, $185), or Polynesian Adventure Tours ($170–$200). Avoid GetYourGuide / Viator third-party listings — cancellation risk is high. For self-drive, start 6–7am with a full tank, bring snacks/water, and turn around at Hana Town (the 'backside' beyond Hana has 'xenophobic tourist trap' concerns flagged by). 'Magic of Maui' app ($19.99) is the most-recommended self-drive audio guide. If a local charges a 'viewpoint access fee' ($5–$20), it's NOT official — park only at NPS or state-park sites.
Maui timeshare operators are among the most aggressive US markets. Tactics: 'free Maui luau tickets' or 'free Kaanapali snorkel cruise' offered in exchange for 90-min presentation that actually runs 3–6 hours with $20,000–$150,000 'fractional ownership' pressure; 'Hyatt Vacation Club,' 'Westin Maui Resort,' 'Hawaiian Island Experiences,' 'Marriott Maui Ocean Club' all operate aggressive sales offices. Defense: Don't accept 'free gift' offers requiring 90-min presentations. If signed under pressure, Hawaii offers a 7-day right of rescission — cancel IMMEDIATELY via certified mail. For rescission help, contact Hawaii Office of Consumer Protection (cca.hawaii.gov/ocp) — NOT 'exit' companies charging $8,000+. Hyatt Vacation Club Class Action 2025 is ongoing.
After the August 2023 Lahaina Fire (Maui's deadliest disaster), the recovery through 2025–2026 has generated scam ecosystems: (1) 'Ironside Claims' and similar operators going door-to-door claiming to represent insurance companies, demanding 'claim processing fees' of $500–$2,000 — refuse these; insurance companies do NOT send door-to-door reps; (2) fake 'Lahaina wildfire relief charity' donation requests — verify any charity at charitynavigator.org before donating; legitimate funds include Maui Strong Fund (mauistrongfund.hawaiicommunityfoundation.org), Maui United Way, and American Red Cross Maui Disaster Relief; (3) 'fire tour' operators charging $80+ for drive-by tours of destruction — this exploits tragedy; to help, donate to recovery funds and buy from affected local businesses in restored West Maui areas (Wharf Cinema Center district is partially recovered); (4) Maui accommodation 'post-fire premium' at 40–80% above pre-fire rates — some is legitimate market recovery, but verify with direct hotel websites; (5) book West Maui lodging 6+ months ahead — supply is still constrained through 2026. Report scams to Hawaii Office of Consumer Protection (cca.hawaii.gov/ocp).
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